Key Information
About Amanah Hartanah Bumiputera (AHB)
Amanah Hartanah Bumiputera ("AHB") is a Shariah-compliant unit trust fund that invests primarily in the beneficial ownership of commercial properties in prime locations in Malaysia. The fund can be subscribed by Bumiputera investors at a price of RM1.00 per unit at all authorised distributors throughout Malaysia.

AHB is backed by prime commercial properties that are already tenanted and are enjoying a steady stream of rental income. It is established to provide opportunity to Bumiputera investors to participate in owning prime commercial properties through the holding of units in AHB as unit holders.

AHB launched on 20 October 2010 with an initial fund size of 1 billion units. Its financial year end is 30 September, and the current fund size stands at 5.0 billion units. 
Benefits Of Investing In AHB
Access to prime property
AHB investments are backed by commercial properties in prime locations in Malaysia.
Shariah-compliant
The investment scheme is certified as Shariah-compliant. test
Professionally managed
Investors have access to the services of experienced and professional fund managers. test
Affordable
Only 100 units for minimum initial investment and 50 units for minimum additional investment with cash. test
Safeguarded by Trustee
Your rights and interests are closely monitored by the Trustee for AHB. test
Convenience
Able to invest via any of the nationwide branches of Maybank, AmBank, AmBank Islamic and Bank Islam. test
Key Objective
AHB seeks to provide unit holders with a regular and consistent income stream whilst preserving the unit holders’ investment capital..
Suitable Investors 
AHB is suitable for you, if you:
  • Have a long-term investment horizon
  • Seek capital preservation
  • Seek regular income
  • Have low risk tolerance.
Primary Underlying Assets
AHB invests primarily in beneficial ownership of real estate in Malaysia. Beneficial ownership is defined as the right to a steady rental income stream generated by AHB’s real estate portfolio, but not the potential capital gains/losses from the property. Rental income is generated via long term sale and leaseback agreements with AHB’s Sponsor, Pelaburan Hartanah Berhad (PHB) or its affiliates.
Key People
Panel Of Shariah Advisers
Prof. Dr. Aznan Hasan
Prof. Dr. Aznan Hasan
CHAIRMAN
Professor Dato' Dr. Aznan is currently a Professor at the Institute of Islamic Banking and Finance at the International Islamic University of Malaysia (IIUM). He received his first degree in Shariah from the University of al-Azhar and a Master’s degree in Shariah from Cairo University with distinction (mumtaz). He then obtained his Ph.D from the University of Wales, Lampeter, United Kingdom.

He is the current President of the Association of Shariah Advisors in Islamic Finance (“ASAS”). He is also the Deputy Chairman of Shariah Advisory Council of the Securities Commission Malaysia and a former member of the Shariah Advisory Council of Bank Negara Malaysia. Dr. Aznan serves as Chairman of the Shariah Committee of Maybank Islamic Berhad, Chairman of the Shariah Advisory Board, Barclays Capital (DIFC, Dubai), a member of the Shariah Advisory Board, ABSA Islamic Bank (South Africa), FNB Bank, Yasaar Limited, Khalij Islami, European International Islamic Bank (“EIIB”), Amanahraya Berhad, Amanah Raya Investment Bank Labuan, Employee Provident Fund and some other financial institutions and corporate bodies at both local and international level. He also serves as a Shariah consultant to Maybank Investment Bank Berhad. He is a registered Shariah Advisor for the Islamic Unit Trust Schemes and Islamic securities (Sukuk), Securities Commission Malaysia as well as a member of the National International Zakat Organisation (“IZO”) Coordination Committee, an advisory body established under the Prime Minister’s Department, and a member, Shariah Supervisory Board of the Waqaf Foundation (Yayasan Waqaf), a corporate entity formed by the government to oversee the application of Waqaf in Malaysia.

Professor Dato' Dr. Aznan is also a prominent author in Islamic finance and to date, has produced a number of books and publications in journals and has presented several conference papers / proceedings at various international events / conferences.
Dr. Ismail Mohd @ Abu Hassan
Dr. Ismail Mohd @ Abu Hassan
MEMBER
Dr Ismail bin Mohd @ Abu Hassan is currently an Assistant Professor at the Ahmad Ibrahim Kulliyyah of Laws, IIUM. He graduated with First Class honours in Shariah from the University of Malaya and subsequently obtained his LL.M in Comparative Laws from School of Oriental Studies, University of London. He then obtained his PhD in Comparative Law of Evidence from the Victoria University of Manchester, United Kingdom. Dr Ismail has served as a lecturer at the Kulliyyah of Laws, IIUM for more than 25 years. He had also been involved in writing of various papers relating to Shariah Laws, in particularly on Islamic Will and Trust. He had also been involved in a number of books published including “The Legal History of Malaysia” –Ilmiah 8. PANEL OF SHARIAH ADVISERS (Cont’d) 44 Publisher, “Estate Planning for Muslims” – HTHT Advisory Services Pte Ltd and Pustaka Nasional Singapore, “Isu-Isu Harta Pusaka” –HTHT Advisory Services Pte Ltd and Pustaka Nasional Singapore, “Practical Guide for Financial Planner Vol 1,2,3, with AMANAHIBAH Malaysia, “Muslim Law in Wealth and Estate Transfer” –Pustaka Nasional Singapore. Dr Ismail was the first Malaysian expert to testify in the first ever case involving the challenge against the validity of Nuzriah in Probate Matters before the Singaporean High Court (In the Will/Nazar of Haji Ibrahim Originating Summons 601221).

He also appeared as an expert witness in subsequent probate cases in Singapore, Brunei and Malaysia. He was one of the committee members in drafting the Islamic law for Will and Trust for Jabatan Kemajuan Islam Malaysia (“JAKIM”) and Malaysia Islamic Judiciary Department and sits as a Shariah Advisor for Amanahibah Malaysia since 2001. Dr Ismail sits on the Board of Trustee for Infaq lil Waqf, ANGKASA and is a Shariah committee member for Koperasi Angkasa (KOPSYA) ANGKASA and Board of Director as well as Shariah committee member for Etiqa Takaful Malaysia and Maybank Islamic Berhad. He is also a registered Shariah Advisor for the Islamic Unit Trust Schemes and Islamic securities (Sukuk), Securities Commission Malaysia.
Mohd Fadhly Md Yusoff
Mohd Fadhly Md Yusoff
MEMBER
En Mohd Fadhly Md. Yusoff is currently a member of Shariah Committee for RHB Islamic Bank Berhad, Bank Pembangunan Malaysia Berhad and Sun Life Malaysia Takaful Berhad. He is also a Registered Shariah Adviser for Sukuk and Unit trust (registered with Securities Commission), a Registered Syarie Lawyer, and an accredited trainer for Islamic Finance Qualification (lFQ) by Chartered Institute for Securities and Investment.

Mohd Fadhly currently runs his own business and is also an independent Shariah advisor and consultant. He joined the Islamic Capital Market Department of Securities Commission Malaysia in 1995, where he obtained extensive supervisory and research experience in relation to securities, structured products, and collective investments for 12 years. He left the Securities Commission in 2008 as a manager.

He then became a Consultant to Securities Commission Malaysia for Islamic Capital Market Department before joining Pertubuhan Peladang Kebangsaan (NAFAS) Shariah Committee as a member. He also serves as a Shariah Committee member of Opus Asset Management Sdn Bhd and Astute Fund Management Berhad (formerly known as Apex Investment Services Bhd).

Mohd Fadly received a bachelor’s degree in Shariah (First Class Honours) from the University of Malaya, Malaysia, in 1995. He also holds a Postgraduate Diploma in Administration of Judiciary & Islamic from University Kebangsaan Malaysia.
AHB’s Key Parties
Sponsor: Pelaburan Hartanah Berhad 200601013065 (732816-U)
Manager: PHB Asset Management Berhad (formerly known as Pengurusan Amanah Hartanah Berhad) 201101004423 (932564-V)
Trustee: AmanahRaya Trustees Berhad (766894-T)
Authorised Distributors: Malayan Banking Berhad (196001000142) (3813-K), AmBank (M) Berhad 196901000166 (8515-D), AmBank Islamic Berhad 199401009897 (295576-U) and Bank Islam Malaysia Berhad 198301002944 (98127-X).